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The Business Loan Formula

Learn how the business lending process works, including what types of information lenders are looking at and why!
Jonathan Patrick
1,518 students enrolled
English [Auto]
better understand the business lending process
know how to calculate the key ratios lenders look at
be better prepared to negotiate favorable terms and rates
get a loan

*Note – this material is useful for people looking to borrow money for their business. If you are looking to start a business as a commercial loan broker and/or officer at a lender this information is also available in my course “Commercial Loan Broker in a Box”, along with more information about how to run such a business (such as email templates for prospects, referral partners, and more).

Not every business needs capital to grow. But to those that do, the process can be intimidating. And not understanding how business lending works can cost you energy, money, and time.

Here’s the good news. As someone that has been involved in over $500,000,000 worth of business loans, I know the process inside and out. And I am going to teach you!

No more frustration from being turned down over and over!

In this course, I will take you through the various technical aspects of how business loans work.

I’ll guide you through over 30 video lessons (with some accompanying written explanations) detailing an inside look into the types of information lenders ask for and why they ask for it.

In a few hours, you will know as much as most lenders! Imagine how much easier that will make your next business loan application feel!

P.S. Please note that the lessons were intentionally kept short. This course was designed with beginners in mind and to extend the lessons deeper could cause confusion. Additionally, by reducing production efforts I am able to keep the course affordable. Don’t worry, what you will learn in a short amount of time will be more than enough to improve your chances of getting funded.

*Note* – Please be aware that I recorded new versions of some of the lessons to improve the experience. So, you may see some inconsistencies in formatting and other changes.

You can view and review the lecture materials indefinitely, like an on-demand channel.
Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don't have an internet connection, some instructors also let their students download course lectures. That's up to the instructor though, so make sure you get on their good side!
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4 hours on-demand video
1 article
Full lifetime access
Access on mobile and TV
Certificate of Completion


Working hours

Monday 9:30 am - 6.00 pm
Tuesday 9:30 am - 6.00 pm
Wednesday 9:30 am - 6.00 pm
Thursday 9:30 am - 6.00 pm
Friday 9:30 am - 5.00 pm
Saturday Closed
Sunday Closed