4.45 out of 5
102 reviews on Udemy

Become an Expert on Mortgage Credit Reports

Finibi Mortgage, CEO, Joe Correa teaches you how to Solve Credit Problems and Improve Borrowers Credit Scores
Joe Correa
1,252 students enrolled
English [Auto]
You will learn how to read a tri-merged residential credit report
You will learn how to understand different terms and numbers that appear on credit reports
You will know how to interpret credit scores and determine what score lenders will use to qualify borrowers
Students will learn how to run credit simulations to increase credit scores
Students will learn how long it takes for derogation credit to come off borrowers credit
You will learn how to analyze why a borrower has the credit scores they have
You will learn how credit scores are determined by Equifax, TransUnion, and Experian
You will learn how credit repair companies work
You will learn how to improve your own credit by using the same strategies credit repair companies use

Becoming an Expert on Mortgage Credit Reports is a smart and practical approach to approving more borrowers and helping them have better interest rates in the process which will increase your sales and total income. Mortgage credit report experts are always in high demand, they close more deals, and make more money!

In this modern course, you’ll learn all of the skills necessary to become an expert on mortgage credit reports and be able to use these skills in you’re day-to-day working life. From how to read a credit report to requesting a “rapid re-score” to running credit score simulations, these lectures are designed for any one who wants to approve more buyers and borrowers. With real world examples demonstrating exactly how to execute each step of the credit score improvement process, you’ll find out exactly what to do to remove delinquent credit and how to get it to report in a matter of days not months, and be compliant with all federal and state regulations.

Main benefits of this course and of being an expert on mortgage credit reports are:

– Double, triple, or quadruple your income by approving and closing more loans.

People who put into practice what they learn in this course can go from making $60,000 to $300,000 or more. The volume of loans that you can close will increase many times over which will seriously increase your income.

– Improve your own credit scores

– Get hired much faster with a bank, lender, or mortgage company or simply help more buyers get approved if you already work in the financial industry.

– Help borrower’s get better interest rates and lower mortgage payments.

– Become the best at what you do or want to do by knowing more than you competition about mortgage credit reports.

If you already know the basics of mortgage credit reports and want refresh your memory or are just starting out and want to learn more in depth, this is the course for you. Ensuring the success of each and every loan requires that you have the knowledge necessary to solve credit problems. You need to know how to solve different types of credit problems and tools you can use to make these changes. This course will provide you with the knowledge and the solutions you need to become a success in the mortgage and real estate industry.

The first and second sections of this course will take you through two hugely important parts of the mortgage credit process: how the entire mortgage credit reporting process works and what it means to be a mortgage credit report expert. You will learn how credit scores are determined and what can bring them up the most. In addition, you will learn what scoring models are and just how high credits scores can go. Besides that you will understand what components go into a mortgage credit report and how each one affects a borrowers capacity to qualify for a mortgage.

In the third and fourth sections of this course you will learn what you need to do to improve borrowers credit and their scores (or your own if that’s our goal). This section will go into depth how to solve common credit problems borrowers have such as collections, late payments, low credit scores, bad credit, etc., so that you can quickly recognize them and efficiently resolve them.

In the fifth and sixth sections, you will learn how to solve common credit problems and how to run credit simulations to see just what needs to be done for each particular borrower to bring their scores up. You will also understand what the minimum credit requirements are to qualify for a home loan and how credit repair companies work and how they help borrowers. In the end of this section, you will understand what credit fraud and identity theft are and how to prevent them. This is a growing concern among borrowers which you can advise them on.

At the end of it all, you’ll have the tools needed to make better, and more successful decisions when helping borrowers qualify for a mortgage. A course diploma will be available to you when all sections have been completed at 100% which you can save or print. For instructions on downloading your course diploma you can go to: https://support.udemy.com/hc/en-us/articles/229603868-Certificate-of-Completion

Your instructor

Joseph Correa is the founder and CEO of Finibi Mortgage, a licensed mortgage brokerage business based out of Orlando, Florida. Having closed hundreds of mortgage loans and having improved borrowers credit to help them close, he has the necessary mortgage credit knowledge to help you become a success. In the past, he has also owned a correspondent lending business and invested in real estate.

You can view and review the lecture materials indefinitely, like an on-demand channel.
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4.5 out of 5
102 Ratings

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2 hours on-demand video
1 article
Full lifetime access
Access on mobile and TV
Certificate of Completion


Working hours

Monday 9:30 am - 6.00 pm
Tuesday 9:30 am - 6.00 pm
Wednesday 9:30 am - 6.00 pm
Thursday 9:30 am - 6.00 pm
Friday 9:30 am - 5.00 pm
Saturday Closed
Sunday Closed